Smith & Ratliff is a personal blog written, photographed, and edited by Ryan Smith and Laura Ratliff. This blog accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.
The compensation received will never influence the content, topics or posts made in this blog. All advertising is in the form of advertisements generated by a third-party ad network and/or affiliate links. These advertisements will be identified as paid advertisements, whereas affiliate links are typically at the bottom of a post and will be identified by a URL shortener (goo.gl).
Smith & Ratliff is not compensated to provide opinion on products, services, websites and various other topics. The views and opinions expressed on this blog are purely our own. However, we will and do accept and keep free products and other forms of compensation from companies and organizations. These products will always be identified.
If we claim or appear to be experts on a certain topic or product, we will only endorse products that we believe, based on our expertise, are worthy of such endorsement. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer or provider.
Sometimes we might write about a place, person or event with which we have a personal or professional relationship. This content will always be identified as such.
We collect information from you when you leave a comment. When leaving a comment, as appropriate, you may be asked to enter your name or e-mail address. You may, however, visit our site anonymously. Any of the information we collect from you may be used to send periodic e-mails. The e-mail address you provide may be used to send you information, respond to inquiries, and/or other requests or questions.
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
We are in compliance with the requirements of COPPA (Childrens Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.